Best Visa Card for Frequent Travelers

So for 15 years we’ve had the same Visa.  It does nothing for us (except access to credit, but that’s so old school).  No points, no cash back, not even a Christmas card from the bank.

I’ve been researching a new card for the last year, I’ve piled up every offer, every brochure, every mailer.  I had been leaning toward the Chase Sapphire (not just because it looks cool, but that was part of it).  Mr. LTM was the one who announced we should get the Capital One Venture Card.  Apparently he does his research too.

Mine is going to look way cooler than this

What I didn’t tell him was that I planned to get the card on my own.  I think it’s important for women to have their own credit line and I really don’t like explaining the cost of a good pair of shoes.

It’s been a long time since I’ve applied for a credit card.  It seems it used to involve a lot of paperwork, waiting for approval, etc.  I applied for my Venture Card yesterday while eating breakfast.  I was approved before I had finished my coffee.

When I went online it gave me the option of seeing how many miles I would earn based on my current monthly Visa bill.  By next year, we should be able to take our Christmas trip on miles.  Of course I’ll have to do my part and shop with the Visa card, but I’m a team player, I’m willing to do the work.

Why I chose the Venture card for travel (and shoe shopping):

• I get double miles on every purchase.
• No foreign transaction fees.  I travel to Haiti several times a year as well as Europe, this is a very appealing benefit.
• Lost luggage reimbursement.  I haven’t lost luggage yet, but I know it’s only a matter of time.
• Lots of insurance (rental car, travel accident, etc)  I’m a sucker for insurance, you would be too if you traveled with my band of fools.
• The first year fee is on them, so if I don’t like it, I’m out.

Hey Capital One - feel free to use this image

I’m not sure if the interest rate is appealing, it seemed high but I pay off my cards every month so I don’t carry a balance.

I’m very excited to be getting my spanky new card in the mail.  I like that I’ll be earning miles (double miles actually) and that the credit is all mine.  I’ll let you know if it’s as fabulous as I think it will be, hopefully from my free flight this time next year.

Capital One is sponsoring a giveaway through Traveling Mom.  You can enter to win a Holiday Vacation Do Over.  As in…tell us the story of your crummy family holiday (we’ve all had one) and how you would do it better if you had the cash.

The winner will receive plane tickets for four people and a five night stay at any hotel in the Continental United States.  Estimated value $5,000

Enter The Holiday Travel Double Take Giveaway Courtesy of Venture.

I am being compensated by Capital One for participating in this campaign.  However my decision to apply for a Venture card was purely my own and Mr. LTM doesn’t even know about this, so keep it to yourself ok?